A Plataforma de Afectados por la Hipoteca, organização civil espanhola que reúne pessoas com dificuldades de pagar suas hipotecas ou em processo de execução hipotecária, produziu um vídeo irônico sobre as consequências da bolha imobiliária naquele país.
Apareço falando sobre o tema após o 13º minuto. Versão maior aqui.
The annual report can be read here. For other languages, try this link.
The belief that markets will provide adequate housing for all has failed. The current crisis is a stark reminder of this reality. A home is not a commodity – four walls and a roof. It is a place to live in security, peace and dignity, and a right for every human being.
In the United States alone, the millions of homeowners and renters affected by foreclosures means a sharp increase in the numbers of the homeless. With the continuing housing and financial crisis spreading to many countries, things are only going to get worse. Millions more may face eviction because they cannot pay their mortgages.
Most analysts blame the crisis on a shortage of liquidity or a failure of regulation. Yet the subprime mortgage crisis reflects fundamental flaws in our approach to housing and the inability of market mechanisms to provide adequate and affordable housing for all. Excessive focus on homeownership as the one and single solution to ensure access to housing is part of the problem.